Morgan Christopher, an attractive, but cynical, female FBI agent, arrives at Baywatch and poses as a lifeguard with Mitch at his tower in order to stakeout a beach front house where Tanya, the girlfriend of an escaped mobster, lives. But Morgan quickly drives Mitch angry over her callous attitude towards him and everyone at the beach. Meanwhile, a grateful Dutch tourist, named Greta, dogs Matt over saving her from drowning and is determined to repay him for rescuing her. Also, Stephanie considers going on a sailing cruse around the world with Riley.
—Anonymous