- Sharon thinks of herself as the breadwinner, even though she only makes forty bucks more a month than Dennis. Dennis supplements his income with payday loans. Neither has any idea of where the money is really going. In five years, they want to own a house and a catering business, and become parents -big plans for a couple with $18 in their account. It's a classic case of freshly minted young adults on their own for the first time. Can Gail save them from a financial freefall?—Frantic Films
- Newlyweds Sharon and Dennis earn a combined annual income of $53,000. Dennis is addicted to collecting fantasy figurines, which is where his money goes even before paying rent, which he is often unable to do. Dennis does not deal with the consequences of his spending, often throwing away his bills after opening them. As such, Sharon feels like she has to hold up her end of the household finances and more, despite her relatively low income. This is causing problems in their relationship, and to Sharon's emotional well-being. But Sharon is not immune to shopping for her indulgences, primarily makeup. They have big dreams of Dennis starting his own catering business, of having a baby and of buying a house. But their financial problems, which are not huge at $16,000 of consumer debt, in combination with secrets they are keeping - Dennis' that he takes payday loans, and Sharon's that she hides money from him which she ultimately spends on herself - may not only kibosh those dreams but their marriage. Gail has to get them to plan for what are probably the first two of their longer term goals of the catering business and the baby. Gail also has to get them to communicate better with each other not only about their money but their lives in general.—Huggo
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