Phyllis, also known as Harriet Hammerstmith, needs some big money quick. When she begins pawning priceless heirlooms from the mansion she finds herself in trouble with the police.
Phyllis and Uncle Ned are approached by a stuck up neighbor for a $200 contribution for charity. Rather then have it discovered they're not wealthy Phyllis and Ned consider finding employment.
The Pruitts are planning hot dogs and beans for Christmas dinner when Phyllis is blackmailed into hosting Christmas for fifty orphans. When appeals to the IRS for help fail work, Phyllis finds herself working as a department store Santa.
Phyllis decides forming a hillbilly band is a way to make it big. Her brother Harvey volunteers to help find the talent and soon Phyllis has too many authentic characters.
Rudy's latest money making scheme: put a workshop in the basement and have the local fix-it man work day and night fixing the neighbors appliances, then split the money "down the middle".
Rudy get his hopes up after Steffi starts dating wealthy Ronnie Lansbury. He invites Ronnie's father over to meet the family but several cases of mistaken identities creates chaos.
Phyllis and Rudy have a invention from a relative which they think is a hair dryer. When they investigate it they find is was redesigned to be a coin operated pizza maker. They try everything to get some of their money back from the IRS to market the machine.