6/10
"Breaking The Bank" - A Comedic Exploration of English Tradition and Financial Folly
31 October 2023
Warning: Spoilers
In "Breaking The Bank," a narrative rich in quaint English customs and archaic class distinctions unfurls, casting Kelsey Grammar as the perfect embodiment of Sir Charles Bunbury's bumbling and fortuitous ascent to the chairmanship of Tuftons bank. His marriage to Penelope, portrayed with caustic brilliance by Tamsin Greig, underscores the film's core theme - the paradoxical limitations imposed on her due to her gender within a society that deems her fit for such a significant role.

Set against the backdrop of Tuftons' precarious standing in the financial landscape, the plot takes a gripping turn as the smarmy American entrepreneur Richard Grinding, played with appropriate flair by John Michael Higgins, seeks to orchestrate a takeover. Simultaneously, an honorable Japanese bank, under the leadership of Nakamura (Togo Igawa), presents a compelling alternative.

The heart of the narrative unfurls as Charles, buoyed by his slick trader confidant Nick (Matthew Horne), makes a risky investment in oil stocks as a bid to alleviate the bank's mounting pressures. Unsurprisingly, this reckless move precipitates a chain of financial catastrophes, culminating in Charles' ousting from the bank and the estrangement of his wife Penelope, who inadvertently incurs losses due to his ill-fated actions. Even their daughter Annabel (Sonya Cassidy) distances herself from the family's wealth.

Charles, grappling with despair, contemplates ending his life but is unexpectedly interrupted by Oscar (Pearce Quigley), a vagrant whose eccentricity draws him into an unlikely friendship. In Charles' absence, Richard takes control of Tuftons and initiates a charm offensive to persuade Penelope to join him, albeit at the cost of her shares in the bank.

Kelsey Grammar's portrayal of the inept Sir Charles, who stumbles into privilege, is a testament to the film's charm. Tamsin Greig, as Penelope, commands attention with her sharp wit, particularly in her exchanges with the conniving Richard Grinding. John Michael Higgins' performance strikes the right balance between charm and hamminess. Pearce Quigley, as Oscar, introduces an intriguing contrast with his unpredictable blend of vagrancy and moments of remarkable clarity.

These pivotal characters anchor the film, bolstered by a skilled ensemble cast and a narrative that is both engaging and accessible. "Breaking The Bank" offers a well-paced and impeccably acted comedy, delivering an enjoyable cinematic experience well worth the investment of a hundred minutes, earning a commendable rating of 6 out of 10.
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