Washingtonian Rowland Stone, who is in love with Anna Mae Byrd, lives in the family mansion awaiting his 25th birthday when he is to inherit his father's fortune. His Negro friend, Thomas Snow, hocks furniture to pay the bills and help him keep up appearances. Enrico de Castanet arrives from the country of Bunkonia in the "Pyranees," accompanied by the international vamp and spy, Countess de Plotz, in hopes of attracting a pliable American consul who will not interfere with their revolutionary plot; Colonel Byrd is appointed. Rowland discovers that his inheritance is merely a job with his father's insurance company and that he is obligated not to lose any of the company's money. Arriving in Bunkonia, he is persuaded by the conspirators to insure the lives of the drunken king and council, whom they plan to assassinate. Rowland finds himself in the position of protector to royalty, and, after many exciting adventures, he saves the country and wins Anna Mae and his inheritance.