Ella finds out from her contractor that her check bounce, and a call to the bank reveals that government investigators have frozen the found money, leaving the Paynes at risk of losing everything.
Nyla decides to get back together with Kendrick; Terrance brings in customers to the laundromat through his social media postings; Curtis thinks the children broke the model train set.
Terrance and Curtis have very different ideas on how to operate the laundromat and their constant arguing threatens the future of the business; Kendrick seeks advice from Ella and JoAnn about Nyla.
Terrance tries once again to talk Nyla out of getting back together with Kendrick, but Kendrick rains on their parade. Later, Kendrick hits Nyla and she decides to leave him--but this time for good.